IVA on renovations: 10% instead of 21%
When the reduced 10% rate applies: home older than two years and the firm’s material share under 40% of the work.
We cover it in the first call → Casa Marenda
Guide for owners
Short, honest answers to the questions foreign owners ask most before a renovation. As of 2026, not legal or tax advice.
Licences: obra mayor or obra menor
Larger works (obra mayor) need a project, architect and aparejador. Smaller works often go via a declaración responsable.
We cover it in the first call →Safeguarding the deposit
Why paying no more than about 30% up front is wise, and how progress-linked tranches protect you.
We cover it in the first call →This information is not advice. In each case consult your adviser, architect or lawyer.